retirement

Guide to Disability Benefits Under the Federal Employees Retirement System (FERS)

The Federal Employees Retirement System (FERS) is the primary retirement plan for federal employees. Congress created this plan in 1986 to replace the Civil Service Retirement System (CSRS), which had existed since 1920. FERS covers all employees who joined the federal service on and after January 1, 1987. One of the most important components of FERS is …

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Why Retirement Insecurity Is the New American Epidemic

The Dow Jones Industrial Average just dropped nearly 1,200 points in a single day because of the coronavirus’s impact on global trade, leaving many Americans sick with worry. It’s not just a rapidly spreading, mysterious disease that made Americans feel vulnerable. The Dow’s freefall erased millions of dollars from retirement accounts and exposed another kind of epidemic—retirement …

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Labor Department wants to reward financial advisors at the expense of consumers

The Labor Department would like to delay a rule that would require financial advisors to act in the best interest of their customers and their retirement accounts. The federal court filing, made on Wednesday, said the department wants to delay implementation of the rule to July 2019. The full implementation of the rule is currently …

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A Winning Week for Corporations and Wall Street—Paid for by Your Health and Retirement

Corporations and Wall Street won big last week, and working people will pay a high price for it. Here are three things Congress did for Big Business that will harm working people’s health care and retirement: 1. 7 million fewer people will get workplace health benefits. Last Thursday, the U.S. House of Representatives passed the so-called American …

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Republicans launch their crusade for elder poverty with repeal of automatic retirement accounts

America is headed for a retirement crisis—too many people have no significant retirement savings and no pension and will have to rely almost entirely on Social Security benefits that Republicans are constantly trying to cut. You know that the Republican-controlled Congress isn’t going to do anything to fix it, so it’s fallen to cities, towns, …

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This week in the war on workers: Republicans take aim at retirement savings program

The United States is heading for a major retirement crisis, with the shift from pensions to 401(k)s leaving at least half of households in danger of running short of money in retirement. There are a lot of possible solutions to that, and one of them doesn’t even involve employers paying their workers more: What if people who …

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House Republicans Have A Temper Tantrum Over Rule That Bans Financial Advisers From Scamming Retirees

The Department of Labor (DOL) has finalized rules that require financial advisers who help people make investments for retirement to put their clients’ interests ahead of their own. But House Republicans aren’t letting the rule go into effect without a fight. On Thursday, the House voted on a resolution that would effectively block the new …

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401(k) Retirement Plans Amplify Income Inequality and Racial Disparities

It’s bad enough that the move toward individual retirement plans has been a massive failure when it comes to providing average working Americans retirement security. But now there’s research that shows that our dependence on individual retirement plans adds fuel to the fire of racial and class inequities in ways that the pension plans that …

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Madeline Messa

Madeline Messa is a 3L at Syracuse University College of Law. She graduated from Penn State with a degree in journalism. With her legal research and writing for Workplace Fairness, she strives to equip people with the information they need to be their own best advocate.